Appbeeti Lab Certified Tested: iOS 5.96.0 | Android 5.95.2 • Apps
OnePay – Mobile Banking

OnePay – Mobile Banking

ONE Finance, Inc.
Minimum OS: iOS 16.4+, Android 7.1+
4.8 ★★★★☆ 709,311
Executive Critical Verdict

"Android reviewers overwhelmingly praise OnePay’s ease of use, rewards and UI, with only an isolated report of a PIN‑setting glitch; iOS has no user reviews, so cross‑store conclusions are limited."

Appbeeti Editorial Score
8.7
Out of 10
Independent Lab

Screenshots

1 / 16

iOS vs Android — Live Analytics

Cross-platform data comparison.

iOS Android

Privacy & Permissions

This app may share these data types with third parties
This app may collect these data types
Data is encrypted in transit
You can request that data be deleted

What users say

Real voices from the Appbeeti community — honest reviews from everyday users.

APP REVIEW – POSTGRESQL

"Fantastic"

"
AB
Anonymous App user review
POWER USER

"when you need customers service yu get it fro people that has a very hard accent on English. They are from Indiaand can't hardlyunderstand. They use say "yes man, yes man" but they don''t solve anything. Hired Americans!"

"
AB
Anonymous App user review
DEVOPS PICK

"there's a slight delay while loading the app and some taps restarts the app by itself, now it happens when using the card it charges the account but it won't show after a few minutes, if you can add transactions history it would be great, will improve star rating when I see the app improving as well"

"
AB
Anonymous App user review
MOBILE FIRST

"great"

"
AB
Anonymous App user review
DAILY DRIVER

"They're trying to take money from my roth ira withdraw which are from my original contributions which aren't subject to tax nor early withdraw penalties per the IRS."

"
AB
Anonymous App user review
TOP RATED

"Add "Remaining Statement Balance" to pay options. I need to know how much of the statement balance I've paid so far. I accidentally double paid my entire statement balance because I forgot that I had paid it already!"

"
AB
Anonymous App user review
EDITOR PICK

"love my One pay and the app"

"
AB
Anonymous App user review
COMMUNITY FAV

"awesome help for us new comers."

"
AB
Anonymous App user review
APP REVIEW – POSTGRESQL

"I love this one pay man u can't go wrong"

"
AB
Anonymous App user review
POWER USER

"Great App!"

"
AB
Anonymous App user review
DEVOPS PICK

"Options are Great to have. easy to use"

"
AB
Anonymous App user review
MOBILE FIRST

"No available gas discounts in my area. Just one so far away, doesn't make it worth the drive."

"
AB
Anonymous App user review
DAILY DRIVER

"lost card need to delete account before they charge for this account!!!"

"
AB
Anonymous App user review
TOP RATED

"Top shelf experience, great cash back options."

"
AB
Anonymous App user review
EDITOR PICK

"I deleted my account with one pay so why do they keep sending me saying I need to put money in it or they're going to start charging me $12 and I'm not paying no $12 I don't have that account no more so if someone else is making putting money on it or doing something with it that's them this card has been cut up and thrown away I don't have this account no more so charge your stupid $12 cuz I'm not paying it and I'm not going to pay it I don't have an account with you no more stop bugging me"

"
AB
Anonymous App user review
COMMUNITY FAV

"I love it 🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷🩷"

"
AB
Anonymous App user review
APP REVIEW – POSTGRESQL

"Excellent"

"
AB
Anonymous App user review
POWER USER

"Bad customer service! They don’t give you partial statements of accounts of your money movements."

"
AB
Anonymous App user review
DEVOPS PICK

"Good good"

"
AB
Anonymous App user review
MOBILE FIRST

"Awesome app!!!"

"
AB
Anonymous App user review
DAILY DRIVER

"Una muy buena herramienta para trabajar"

"
AB
Anonymous App user review
TOP RATED

"You heard me"

"
AB
Anonymous App user review
EDITOR PICK

"V"

"
AB
Anonymous App user review
COMMUNITY FAV

"How is this different than Klarna? In fact, when I checked out at Walmart, it tapped into my Klarna app. It charges every 2 weeks instead of once month. PayPal4 and Affirm are the best. Once a month, easy, no hard credit checks. Maybe I’m confusing something tho."

"
AB
Anonymous App user review
APP REVIEW – POSTGRESQL

"I couldn’t find information about what bank account was used to make payment. It just shows date and amount. Please hire more QA people. It feels like vibe coded app."

"
AB
Anonymous App user review
POWER USER

"Went to use my card and they blocked it. Sent a text and ask did I use the he card which I said yes and still restricted. Customer service said 24 to 48 hours to unrestrict. Crazy they hold your money for no reason.. going back to a real bank"

"
AB
Anonymous App user review
DEVOPS PICK

"Every week the app glitches to say I make less than I do. Making it to where I can’t instapay as much as I should be able to. Then at the last minute all my missing money comes back in the form of “other” This app is for my work. The developers need to fix this it’s an insanely overlooked issue that’s costing me money"

"
AB
Anonymous App user review
MOBILE FIRST

"Hello OnePay Support, I am contacting you to report a problem with my Bitcoin account. I opened my OnePay account today and completed the identity verification and the required Bitcoin verification. However, whenever I try to send Bitcoin to an external wallet, I receive the error message: “We couldn’t send your crypto at this time."

"
AB
Anonymous App user review
DAILY DRIVER

"Misleading crooks"

"
AB
Anonymous App user review
TOP RATED

"I’m giving credit where it’s due: deposits from Spark Delivery arrive fast and seamlessly. But that’s where the positive experience completely ends. Having money in your account is useless if you can’t actually access it when you need it. Trying to withdraw cash with the ONE card is a constant, frustrating struggle with ATMs. You are completely blocked from withdrawing normal amounts of your own money at once, forced instead to accept small chunks of $200 or $300 at a time like you’re asking for an allowance. What makes it worse is that even ATMs located directly inside Walmart—a service heavily tied to and promoted by Walmart—charge ridiculous fees ($3.25 to $5+) while still capping your withdrawals. It is completely unacceptable to hold working people's hard-earned money hostage behind strict limits and hidden fees. If I earn my money, I should be able to withdraw it without jumping through endless hoops."

"
AB
Anonymous App user review
1/30